The key to successful investing is finding the optimal asset allocation strategy for your specific
circumstances.  Your Butterfield Relationship Manager will help you identify appropriate investment
opportunties from a wide array of proprietary products offered by Butterfield and our affiliates. These
include equity and fixed income securities, as well as alternative investments. 

We also offer discretionary investment management services through which your Relationship Manager
will work closely with an investment specialist from Butterfield Asset Management to carefully develop an
individually tailored strategy to meet your needs and proactively manage your portfolio.

Whether selecting from our variety of proprietary funds or using a customised discretionary portfolio for
your asset allocation strategy, we consider your expected return requirements, risk tolerance, time
horizon, tax situation and liquidity needs.