Providing stronger security for your online purchases, EMVco (representing Europay, Mastercard, and Visa) has developed EMV 3-D Secure, a new way to validate credit and debit card transactions to decrease fraud; and it’s easier for cardholders. Butterfield has adopted EMV 3-D Secure, as an enhancement to the current Verified by Visa and Mastercard Secure Code validation methods. The service is available through participating online merchants.

With EMV 3-D Secure, if an online transaction looks suspicious, a box will appear on your screen (PC, phone, or tablet), asking you to call in to authenticate the purchase by calling our Call Centre. It’s a more secure two-factor authentication method that allows purchases without having to remember static passwords or authenticate your transaction in different ways, depending which device you’re using. EMV 3-D Secure provides a consistent experience across all devices and channels.