	Butterfield Business MasterCard®	Butterfield/AAdvantage® Business MasterCard®	British Airways Business Visa
Minimum Line of Credit	$1000	$1000	$1000
Rewards	N/A	One American Airlines AAdvantage® mile for each dollar spent	One Avios for each dollar spent.
Annual Fee	$80 per card	$130 per card	$130 per card
Over-limit Fee (Per Transaction)	$40	$40	$40
Card Replacement Fee	$35	$35	$35
Rush Card Fee	$20	$20	$20
Late Payment Fee (Per Month)	$45	$45	$45
Non-sufficient Funds (NSF) Handling Fee	$40	$40	$40
Credit Limit Increase	$35	$35	$35
Temporary Credit Limit Increase	$35	$35	$35
Cash Advance Charge ($5 Minimum)	2% of transaction	2% of transaction	2% of transaction
Research Fee	$40 per hour or any part thereof	$40 per hour or any part thereof	$40 per hour or any part thereof
Disputes/Enquires Initiated by Cardholder Where Charge is Proven to be Correct	$15	$15	$15
Annual Interest Rate	16.25%	19.75%	19.75%
Minimum Payment	3.50% or minimum of $10	3.50% or minimum of $10	3.50% or minimum of $10
Replacement Sales Receipt	$15	$15	$15
Replacement Statement	$7.50 each	$7.50 each	$7.50 each
Replacement Sales Draft	$20	$20	$20
Credit Card Autopay Monthly	$3 monthly	$3 monthly	$3 monthly
US Cross Border Fee	30 basis points	30 basis points	30 basis points
Rush PIN Mailer	$50	$50	$50

For more information:

For more information or to apply, visit your nearest Butterfield Banking Centre or contact our Call Centre at: (441) 295 1111.

Certain restrictions apply.
Rates and fees effective 1 January 2016. Fees and rates are subject to change without notice.

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