Skip Ribbon Commands
Skip to main content
 
 

 Content Editor

 


MasterCard® Rates and Fees

 

 Credit Cards Rates and Fees

 
MasterCard®
Standard
AAdvantage®
Standard
MasterCard®
AAdvantage®
Gold
MasterCard®
AAdvantage®
Platinum
MasterCard®
AAdvantage®
MasterCard®
Black
Butterfield
Line
Secured and Unsecured
Minimum Line of Credit$500 $1,000 $5,000 $10,000 $20,000$10,000
RewardsNAOne American Airlines AAdvantage® mile for each dollar spentOne American Airlines AAdvantage® mile for each dollar spentOne American Airlines AAdvantage® mile for each dollar spent1.25 American Airlines AAdvantage® mile for each dollar spentNA
Annual Fee$50 for primary card$85 for primary card$125 for primary card$165 for primary card$325 for primary card$20/month for primary card
Over-limit Fee (Per Transaction)$40$40$40$40$40$40
Adding Supplementary Cardholders$25$42.50 $62.50 $82.50 $162.50$5/month
Card Replacement Fee$35 $35 $35 $35 $35 $35
Rush Card Fee$20 $20 $20 $20 $20 $20
Late Payment Fee (Per Month)$45$45$45$45 $45 $45
Non-sufficient Funds (NSF) Handling Fee$40 $40 $40 $40 $40 $40
Credit Limit IncreaseNo chargeNo chargeNo chargeNo chargeNo chargeNA
Temporary Credit Limit Increase$35 $35 $35 $35 $35 NA
Cash Advance Charge ($5 Minimum)2.75% of transaction2.75% of transaction2% of transaction1.5% of transaction1.5% of transactionNA
Research Fee$40 per hour or any part thereof$40 per hour or any part thereof$40 per hour or any part thereof$40 per hour or any part thereof$40 per hour or any part thereof$40 per hour or any part thereof
Disputes/Enquires Initiated by Cardholder Where Charge is Proven to be Correct$15 $15 $15 $15 $15 $15
Annual Interest Rate19.50%20.95%20.95%20.95%20.95%Unsecured Base + 6%; Secured Base + 2%
Minimum Payment3.5% or minimum of $103.5% or minimum of $103.5% or minimum of $103.5% or minimum of $103.5% or minimum of $10Unsecured: 2.75% of balance/$10 minimum; Secured: Outstanding interest amount
Minimum Transaction AmountNANANANANA$250
Per Item Handling Fee (Items Under Minimum Amount ($250))NANANANANA$10
Replacement Statement$7.50 each$7.50 each$7.50 each$7.50 each$7.50 each$7.50 each
Replacement Sales Receipt$15 $15 $15 $15 $15 $15
Replacement Sales Draft$20 $20 $20 $20 $20 $20
Credit Card Autopay Monthly
$3
$3
$3
$3
$3
$3
US Cross Border Fee
30 basis points
30 basis points
30 basis points
30 basis points
30 basis points
30 basis points
Rush PIN Mailer
$50
$50
$50
$50
$50
NA 
Penalty Interest Rate for accounts delinquent for 60 days or more
Rate increases by 5% over current rate. Thereafter the account must be in good standing for 6 months, during which time the higher rate will apply, prior to reverting to the regular interest rate.
Rate increases by 5% over current rate. Thereafter the account must be in good standing for 6 months, during which time the higher rate will apply, prior to reverting to the regular interest rate.
Rate increases by 5% over current rate. Thereafter the account must be in good standing for 6 months, during which time the higher rate will apply, prior to reverting to the regular interest rate.
Rate increases by 5% over current rate. Thereafter the account must be in good standing for 6 months, during which time the higher rate will apply, prior to reverting to the regular interest rate.
Rate increases by 5% over current rate. Thereafter the account must be in good standing for 6 months, during which time the higher rate will apply, prior to reverting to the regular interest rate.
Secured rate increases to Base + 6%. Unsecured rate increases to Base + 10%. This is effective after the account is 60 days delinquent. Thereafter the account must be in good standing for 6 months, during which time the higher rate will apply, prior to revering to the regular rate.
 

 Content Editor (1)

 


For more information:

For more information or to apply, visit your nearest Butterfield Banking Centre or contact our Call Centre at: (441) 295 1111.

 

 Content Editor (2)

 

 

Certain restrictions apply.

Rates and fees effective 25 January 2017. Fees and rates are subject to change without notice.

 

 

 JurisdictionDD

 

Visit Our Other Sites