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Protect your children.

No one wants to leave family and loved ones burdened with debt.  Butterfield Line Balance Protection provides peace of mind by helping to meet your Butterfield Line obligations in the event of your death.*


Butterfield Line Balance Protection will pay the lesser of your final outstanding balance or the average of your last 6 months’ outstanding balance, up to $500,000.00.**


Butterfield Line Balance Protection is available to individuals and their spouses who are Butterfield Line customers and aged 18 to 64. It does not extend to partnerships, corporations or other businesses.


As Butterfield Line Balance Protection is a group plan, the premium is a modest percentage of your monthly statement balance. The Butterfield Line Balance Protection premium is billed directly to your Butterfield Line monthly statement


Guidance Note

FM Group personal insurance policies are underwritten by Freisenbruch-Meyer Insurance Limited (FMIL), an FM Group company. The Bank of N.T. Butterfield and Son Limited (the Bank) is in partnership with FMIL. The Bank is a separate legal entity and does not guarantee the obligations of FMIL or the FM Group.  The Bank acts as agent of the FM Group and not of the customer.

For more information:
For further information about Creditor Life Insurance or to request a copy of the full policy, please visit your local Banking Centre or contact Consumer Credit at (441) 295 1111.

*Death resulting from suicide during the first 24 months of cover is specifically excluded.

**Subject to actual policy terms and conditions. 




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