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Butterfield Line

Your home has you covered  

Butterfield Line is a flexible and convenient way to finance major expenses... from paying for college, to remodelling your       kitchen, to paying for your child's dream wedding.


Butterfield Line is an innovative, revolving personal home equity line of credit designed to provide easy access to your available credit without the inconvenience of refinancing your mortgage or arranging a loan every time you need money.



Here's how it works

You apply once – and only once – for your Butterfield Line revolving line of credit.


Your limit will be based on:

  • the equity available in your home
  • your gross monthly income
  • your ability to repay - Total Debt Service Ratio (TDSR)

Your Butterfield Line may be granted on an unsecured basis secured by a mortgage registered on your property.


Once you have been approved and your account established, you can use your:

  • Butterfield Line MasterCard® credit card wherever MasterCard® is accepted
  • Butterfield Line personalised cheques for local transactions


The repayment terms are flexible: only a minimum monthly payment is required, but you can make periodic payments at any time as your cash flow allows. Since Butterfield Line is a revolving line of credit, you always have access to whatever portion of your credit line is available, without having to reapply.
With an interest rate that is less than most personal loans or credit cards, your Butterfield Line helps to make your major expenses more affordable.


It is that simple.

Apply today

For more information or to book an appointment with a Consumer Credit professional, please visit your Local Banking centre or call (441) 295 1111 today.


Click here to download our Frequently Asked Questions.


Certain conditions apply. Click here for “Terms and Conditions” brochure.




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Restrictions on Card Processing

Due to travel and trade sanctions and economic embargoes imposed by the United States and the European Union on certain countries Butterfield is unable to be involved in the processing of transactions originating in those countries. Butterfield must comply with international banking regulations that preclude us from facilitating payments to or accepting business from persons or businesses in some countries. As a result, you cannot use your Butterfield card(s) for purchases or cash advances in those locations. We regret any inconvenience this may cause. The countries from which Butterfield is unable to process transactions are Afghanistan, Belarus, Bosnia & Herzegovina, Burundi, Central African Republic, Congo, Eritrea, Guinea, Guinea-Bissau, Haiti*, Iran, Iraq, Lebanon, Libya, Moldova, Myanmar(Burma), North Korea, Serbia, Somalia, Sudan(South and North), Syria, Tunisia, Ukraine, Venezuela*, Yemen and Zimbabwe*.

*Limited transactions allowed – please call (441) 295 1111 for details.