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Legal


Legal Notice
 
Butterfield products and services are available only in those jurisdictions where they may be legally offered or obtained.
 
Deposits made with The Bank of N.T. Butterfield & Son Limited (“Butterfield” or “the Bank”) are not covered by the Financial Services Compensation Scheme under the U.K. Financial Services and Markets Act, 2000. In addition, we are not licensed to conduct banking business in the United States or Canada. There is no compensation scheme in Bermuda covering deposits.
 
We are not authorised under the Financial Services and Markets Act, 2000 to carry on investment business in the United Kingdom. Furthermore we are not regulated by the Financial Services Authority nor are any monies payable under the U.K.'s Financial Services Compensation Scheme. Our investment vehicles and services have not been registered or licensed under any United States securities legislation and are not being offered, directly or indirectly, in the United States or in any of its territories or possessions or areas subject to its jurisdiction or to its citizens or persons thereof. "United States" is herein defined meaning the United States of America (including the States and the District of Columbia), its territories, its possessions and other areas subject to its jurisdiction including the Commonwealth of Puerto Rico and "U.S. person" includes any national, citizen or resident of the United States, a corporation, partnership or other entity created or organised in and under the laws of the United States or any political subdivision thereof, and any estate or trust which is subject to United States federal income taxation regardless of the source of its income.
 
Terms of Use of this Website
 
With the exception of Internet Banking or online applications, the information on this web site is for information purposes only. Unless specifically stated otherwise, it does not constitute an offer to purchase or sell any financial, security or investment product, nor does it constitute professional advice. The products and services of the Bank are not offered to any person or entity in any jurisdiction or country where the advertisement, offer, solicitation, provision or sale of such products and services is restricted or prohibited by law or regulation or where the Bank (or any of its group companies or affiliates) would be subject to any regulation or licensing requirement. Persons located or resident in jurisdictions outside Bermuda that may restrict the distribution of information by us, should note that they must observe any relevant legislation and restrictions in their jurisdiction. Additional information is available on request.
 
If you proceed to access the information included in this site, you acknowledge that you have read and agree with the above statement.
 
Copyright
 
Copyright in the pages, screens, information, and all material in their arrangement, included in the web site is owned by or licensed to The Bank of N.T. Butterfield & Son Limited unless otherwise noted. You may imprint, copy download or temporarily store extracts from the web site for your personal information or when you use any products and services of the web site. You may not alter or otherwise make any changes to any material that you print or download from the web site, including, without limitation, removing any identifying marks or legends from such material. You may not distribute these materials to others. Any other use is prohibited unless you first request and obtain our written permission. In particular no one may copy or use a part of the web site on any other web site, or link any other web site to the web site, without the prior written permission of The Bank of N.T. Butterfield & Son Limited. You may not use the web site for any purpose which is unlawful, abusive, libelous, obscene or threatening.
 
Butterfield is a brand name of The Bank of N.T. Butterfield & Son Limited and all rights in and to Butterfield vest in The Bank of N.T. Butterfield & Son Limited. Other than as provided above you may not use or reproduce the Butterfield logo or brand name.
 
Confidentiality and Data Protection
 
We regard the lawful and correct treatment of personal information as of paramount importance at Butterfield Group (comprising The Bank of N.T. Butterfield & Son Limited and subsidiary companies) and in particular to our clients who expect a high degree of confidentiality. We ensure that Butterfield Group treats personal information lawfully and correctly by endorsing and adhering to the principles of data protection, as set out in the EU General Data Protection Regulation (2018) and other relevant legislation.
 
Click here for details of Butterfield’s collection, retention and use of personal information.
Cookies
 
To use Butterfield Direct Internet Banking services you must have your browser set to accept cookies. A cookie is a package of data containing a string of text that identifies you as it travels between your computer and ours. This helps ensure the right information is delivered to the right destination. Butterfield encrypts the text contained within these cookies so that they may not be tampered with or viewed by another party. Only
 
Butterfield servers may read these cookies; your web browser ensures that these cookies are not sent to other web sites. Butterfield does not use cookies for marketing purposes.

Exclusions of legal liability
 
Although we have tried to make this site as accurate and easy to use as possible, we disclaim all express or implied warranties that this site is accurate, complete, or up to date. We will have no liability if it is not.
The fact that information, products or services are shown on this site does not necessarily mean that:
  • You should rely on the information
  • The products and services that we provide are suitable for you
  • The services on this site are still available
  • The services available may not have changed
 
This website contains links to third party websites which are hosted and maintained independently. We have no control over the content or security of any such site and you link to such websites at your own risk.
 
Any personal data provided by you in response to this website or otherwise may be held and processed by us, and will not be used other than in the normal course of our business.
 
We may pass information about you to other Butterfield Group companies.
 
The contents of this website, including these Legal Notices, are subject to change by us without notification.
 
Telephone calls may be monitored and recorded for security, training and service quality purposes.
 
Please note that information sent to us by e-mail is sent at your own risk. It is your responsibility to ensure that viruses do not enter your system, and we accept no responsibility in this regard.
 
The Bank of N.T. Butterfield & Son is licensed to conduct banking business by the Bermuda Monetary Authority.

Butterfield Trust (Bermuda) Limited is a wholly-owned subsidiary of The Bank of N.T. Butterfield & Son Limited and is licensed to conduct Trust Business by the Bermuda Monetary Authority.

Butterfield Asset Management Limited is a wholly owned subsidiary of The Bank of N.T. Butterfield & Son Limited, and is licensed to conduct investment business by the Bermuda Monetary Authority.

Butterfield Securities (Bermuda) Limited is a wholly owned subsidiary of The Bank of N.T. Butterfield & Son Limited, and is licensed to conduct investment business by the Bermuda Monetary Authority.
 
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